Holistic retirement timeline

One timeline. Every moving piece.

Your financial life doesn't happen in isolation. The Holistic Timeline shows how all of these elements work together:

• Employment income and career changes
• Retirement start dates and phased retirement
• Social Security or pension benefits
• Investment growth and withdrawals
• Taxes and tax-efficient strategies
• Living expenses and retirement budgets
• Major life events (home purchases, travel, healthcare, downsizing)
• Assets and liabilities, including mortgages, loans, and other debts

Everything is displayed chronologically, so you can finally see the full story, not just snapshots.

Understand when things happen, not just what happens

Many retirement plans look fine on paper but fall apart when timing is off.

The Holistic Timeline helps you understand:

• When income starts and stops
• When expenses rise or fall
• When assets are drawn down
• When taxes increase or decrease
• When benefits kick in

Seeing timing clearly can be the difference between confidence and costly surprises.

Instantly test "what-if" scenarios

What happens if you:

• Retire earlier or later?
• Take Social Security sooner or delay it?
• Pay off your mortgage early?
• Reduce spending for a few years?
• Experience a market downturn early in retirement?

With the Holistic Timeline, changes update instantly, so you can compare scenarios side-by-side and make informed decisions, not emotional ones.

Spot risks before they become problems

Because everything is shown together, potential issues become obvious:

• Cash-flow gaps
• Years with unusually high taxes
• Large withdrawals early in retirement
• Debt lingering too long into retirement

Instead of reacting later, you can adjust now, while you still have options.

Designed to be powerful, and easy to use

You don't need to be a financial expert to understand your timeline.

The interface is built to:

• Be intuitive and visual
• Use plain language instead of jargon
• Highlight what matters most
• Let you drill down only when you want to

It's professional-grade planning, without the professional-grade complexity.

Included with Pro access

The Holistic Timeline is a Planner+ feature, unlocking deeper insights and unlimited planning flexibility.

Upgrade to Planner+ to:

• Build unlimited timelines
• Save multiple scenarios
• Model complex life events
• Gain confidence in your long-term plan